At stand alone bank level, annualized return on assets fell to 2.16 percent from 2.22 percent a quarter earlier. Return on equity fell to 12.29 percent from 17.84 percent.
Interest income rose 30 percent to 10.0 billion rupees and interest expenses rose at a faster 46 percent to 5.3 billion rupees and the bank grew net interest income at 16 percent to 4.69 billion rupees.
At bank level the interest margin was maintained at 4.65 percent, from 4.68 percent a quarter earlier.
Fee income rose 43 percent to 2.3 billion rupees with forex income rising 71 percent to 475 million rupees and unspecified other income rising 37 percent to 1.8 billion rupees.
Performing loans grew 7 percent to 268 billion rupees and non-performing loans grew at a faster 17 percent to 13.9 billion rupees.At stand alone bank level, the gross non-performing loans ratio rose to 4.32 percent from 3.93 percent a quarter earlier.
The bank made loan loss provisions of 229 million rupees during the quarter against a 79 million reversal a year earlier.
Deposits grew at 7 percent to 308 billion rupees.
Group gross assets grew 8 percent to 419 billion rupees and net assets 9 percent to 12.5 billion rupees. Group capital adequacy fell to 13.58 percent from 14.77 percent a quarter earlier but remains above the required 10 percent.