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SMEs with an annual turnover of less than 300 million rupees operating in a large number of sectors are eligible to apply under concessionary interest rates, a statement said.
The maximum amount of refinancing for any sub-project is 60 million rupees.
The repayment period for permanent working capital loans is 03 years and the repayment period for investment loans is up to 10 years, including a maximum grace period of two years.
The funds come from the World Bank-funded Small and Medium Enterprise Development Facility Project for the development of small and medium scale enterprises.
NDB Bank has been lending to Small and Medium Enterprises since its inception over 30 years ago and has supported over 45,000 ventures employing more than 650,000 people across the country, the statement said.
NDB Bank is one of the eight Participating Credit Institutions to join the World Bank scheme.
SMEs account for about 97 percent of all industries in Sri Lanka but face difficulties in ge