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97 billion rupees down from 2.1 billion rupees a year earlier.
The nine month profits also included a value added tax reversal of 187 million rupees.
In the December quarter interest income rose 9.
3 percent to 4.5 billion rupees, interest expense rose at a slower 7.9 percent to 2.6 billion rupees and net interest income rose 11.
3 percent to 1.8 billion rupees.
The bank shows the cost of forex borrowings separately.
Loans grew from 98 billion rupees to 106 billion in the nine months to December.
Loan loss provisions rose to 288 million rupees from 145 million rupees a year earlier and financial investments rose to 39 billion rupees from 27 billion rupees a year earlier.
Gross assets rose to 170 billion rupees in December 2013 from 151 billion rupees in March. Net assets rose to 38.6 billion rupees from 36.7