People's Insurance, which has signed a bancassurance deal with People's Bank, which was its ultimate parent will use its 700-branch network to expand into rural areas.
The company said it grew gross written premium 22 percent to 2,944 million in 2012 which was above the industry growth rate of 20 percent.
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People's Insurance had made an underwriting profit of 42 million rupees and after tax profits rose 226 percent to 235 million rupees in the 2012, after just three years in operation.
It was now the fifth largest non-life insurer by market share.
It had earned premiums of a billion rupees 18 months after starting. In 2011 it had posted profits of 72 million rupees on premiums on 2.4 billion rupees.
People Insurance launched an interactive website which the firm said will guide customers to insurance solutions and potential buyers of insurance can also