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By accessing www.lbo.lk and its associated websites(www.lbr.lk, www.vimasuma.com), known both collectively and individually in these Terms as the "Website") you are agreeing to be legally bound by these terms as modified from time to time ("Terms"). Any use of the site by you after such changes are posted constitutes your agreement to these Terms as modified. Before using the Website it is your responsibility to read the Privacy Policy and to notify us in the manner set out in the Policy if you do not want us to collect information about you, and reject any cookies in the manner set out therein.  

1. Use of Website

The Website is owned and operated by Lanka Business Online (Private) Limited. Lanka Business Online (Private) Limited reserves the right to suspend or terminate your access to the Website at any time, with or without notice or explanation.  

2. Rights

All intellectual property rights, including copyright, in the content displayed on the Website ("Content") belong to Lanka Business Online (Private) Limited or its licensors. All rights are hereby reserved.  

3. Use of Content

The Website and the Content may only be used for your personal, non-commercial use. For this purpose alone you may retrieve and display the Content on a computer screen. You may also print out, but not photocopy, one copy of individual files on paper and store files in electronic form on disc, but not on any server or any other storage device connected to a network where the pages could be accessed by other users. Except as set out above, you agree not to download, copy, reproduce, modify, store, archive, show in public, redistribute or commercially exploit in any way any part of the Content without the prior written permission of Vanguard. You agree not to use the Content or the Website for any illegal or improper purpose, nor for any purpose which might infringe the rights of others, or which might harass or cause inconvenience of distress to any person. You also agree to abide by all copyright notices and restrictions attached to the Content and not to remove or alter any such notice or restriction or alter the Content in any way.  

4. License to reproduce Content

If you wish to re-publish, re-distribute or exploit the Content in any way you should address a request for permission to Lanka Business Online (Private) Limited at; E-mail: editor@lbo.lk Telephone: +94 11 450 2477 Lanka Business Online (Private) Limited cannot guarantee that any such permission would be forthcoming or on what terms.  

5. Links from other sites

Third parties are permitted to link to stories within Lanka Business Online (Private) Limited websites, using the URL and quoting the headline and the source website. Brief extracts from a story are permitted provided they are not substantive. Otherwise our material must not be reproduced on a third party site without express authorization from us. Requests for more extensive material should be directed to editor@lbo.lk. A third party must ensure that nothing on its own web site suggests or could be understood to imply that any part of the website is part of its own website unless the third party has obtained the prior written approval of Lanka Business Online (Private) Limited. Lanka Business Online (Private) Limited reserves the right to withdraw any permission without explanation or notice if in its sole judgment use of such links is excessive or inappropriate. Lanka Business Online (Private) Limited also reserves the right to change the location and nature of files within the website without explanation or notice; it is the responsibility of the third party to check and update links as necessary.  

6. Trademarks and Intellectual Property

Lanka Business Report, Money Report, Lanka Business Online, Vimasuma, Lanka Viyaparika Puwath and Lanka Viyaparika Vivaranikawa are Registered Trademarks of Lanka Business Online (Private) Limited or otherwise part of its intellectual property. You may not use these marks without the prior written permission of Lanka Business Online (Private) Limited. All of the information, content, services and software displayed on, transmitted through, or used in connection with this Site, including for example directories, guides, news articles, opinions, reviews, text, photographs, images, illustrations, html, source and object code, software, data, and the like (collectively, the "Content"), as well as its selection and arrangement, is owned by us, our parent company. We actively protect our rights to the Content to the fullest extent of the law. You may not use such material except as provided in these Terms of Service. You may use the Content online and solely for your personal, non-commercial use, and you may download or print a single copy of any portion of the Content for your personal, non-commercial use, provided you do not remove any trademark, copyright or other notice contained in such Content. No other use is permitted. You may not, for example, republish the Content on any Internet, Intranet or Extranet site or incorporate the Content in any database, compilation, archive or cache. You may not distribute any of the Content to others, whether or not for payment or other consideration, and you may not modify, copy, frame, reproduce, sell, publish, transmit, display or otherwise use any portion of the Content without our written consent. Requests to use of the Content for any purpose other than as permitted in this section should be directed to the Lanka Business Online Editor.  

7. Limitation of liability and disclaimer

Lanka Business Online (Private) Limited obtains the Content from a wide range of sources and it includes facts, views, opinions and information likely to be of interest to users of the Website.

While all reasonable care is taken, we do not guarantee the accuracy, completeness, timeliness, performance or fitness for any particular purpose of the Content or the Website, nor do we endorse or accept any responsibility for any views, advice, recommendations or opinions expressed on the Website or any website to which we link. You should note that any contact or arrangements made between you and any third party named on the Website or any third party website linked from it (including without limitation any website with which we have a commercial association) is at your own risk, and Vanguard accepts no liability.

The Content should only be used for your general information and use and not by way of specific recommendation or advice as every individual's circumstances are different. Before taking any action or decision based in whole or in part on the Content, you should always make your own independent checks of any information that is important in making such decision or taking such action. You should also seek professional advice in appropriate circumstances such as over medical, investment, tax, legal and other professional matters. Lanka Business Online (Private) Limited does not give any warranties in respect of the Content or the Website, freedom from viruses or other contamination or that the Website is compatible with any computer systems, software and browsers. All implied warranties or duties are excluded save if and to the extent that they may not lawfully be excluded. Lanka Business Online (Private) Limited shall not be liable for any claims, losses, injuries, penalties, damages, costs or expenses arising from the use of, or inability to use the Website or Content or from any action taken, or omitted to be taken, as a result of using the Website or Content, other than death or personal injury resulting from use of the Website directly caused by the negligence of Lanka Business Online (Private) Limited. To the fullest extent allowed by applicable law, you agree that Lanka Business Online (Private) Limited will not be liable to you and/or any third party for any consequential or incidental damages (including but not limited to lost profits, loss of privacy or for failure to fulfill any duty) or for any other indirect, special or punitive damages whatsoever that arise out of or are related to the use of the Website or the Content or to any breach of the terms by Lanka Business Online (Private) Limited, even if Lanka Business Online (Private) Limited has been advised of the possibility of such damages and even in the event of fault or strict liability. You agree that your only recovery for any damages that you incur, and your exclusive remedy, shall be limited to the direct damages (if any) you actually incur in reasonable and exclusive reliance on the Website or Content, and for which we may be held liable by a competent court, of up to a limit of the refund of the amount you paid (if any) in relation to the particular use of the Content in total during the month in which the damage first incurred.  

8. Links to third party sites

This Website contains links to other web sites operated by parties who are wholly separate from Lanka Business Online (Private) Limited. Links to all third party sites are identifiable because clicking on them will launch new browser windows displaying the third party's website URLs, or as otherwise signed as such by Vanguard. Such links are provided for your convenience and reference only and Vanguard cannot be held responsible in any way for the content, operation or availability of such websites.  

9. Co-branded sites

In addition to the provisions of Term 8, some third party sites to which links are provided are "co-branded" sites. Such sites are operated by third parties with whom Lanka Business Online (Private) Limited has a commercial association, including any sites by means of which you can make payment for use of the Website or associated services. If you wish to make any purchases or enter any financial dealings on a co-branded site, you may be asked by the third party operator to supply information about yourself and on your financial affairs, including your bank or credit card details. The third party operator will have their own privacy policy and it is up to you to indicate your consent or otherwise of the use to be made by that third party in relation to the use of your personal data. While we select our trading partners with great care, ID cannot be held liable for any loss or damage whatsoever which you may suffer as a result of your decision to enter any dealings or transactions with or supply personal information to a trading partner or any third party. Your attention is drawn to the Privacy Policy.  

10. Competitions, prize draws and promotions

Lanka Business Online (Private) Limited may on occasion run competitions or prize draws either on its own behalf, for other parties or in conjunction with commercial partners. These will be subject to additional rules and conditions which will be made available at the time of any such competition.  

11. Submission of content to the Website

If you submit any contribution to this Website (including without limitation any text, graphics, video or audio) you agree thereby to grant Vanguard a perpetual, royalty-free, non-exclusive, sub-licenseable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, play, and exercise all copyright and publicity rights with respect to any such work worldwide and/or to incorporate it in other works in any media now known or later developed for the full term of any rights that may exist in such content. If you do not wish to grant such rights to Lanka Business Online (Private) Limited, you should not submit a contribution to the Website. By submitting your contribution to the Website, you also warrant that such contribution is your own original work and that you have the right to make it available to Lanka Business Online (Private) Limited for all the purposes specified above, that it is not defamatory and does not infringe any law in any jurisdiction. You indemnify Lanka Business Online (Private) Limited against all legal fees, damages and other expenses that may be incurred by Lanka Business Online (Private) Limited as a result of your breach of the above warranty. You agree to waive any moral rights in your contribution for the purposes of its submission to and publication on the Website and the other purposes specified above.  

12. Changes to these Terms

Lanka Business Online (Private) Limited reserves the right to make changes to any part of the Website and to add to or change these Terms or the Privacy Policy. It is your responsibility to refer to the Terms whenever you access the Website. Every time you access the Website you agree to be bound by the Terms and the Privacy Policy as varied or amended from time to time.  

Other specifics about interactive areas

The Site’s bulletin boards, chat rooms and other such interactive areas were created to provide users with a forum to express their opinions and share their ideas and information. Given the nature of the Site and the volume of messages and postings, we use reasonable efforts to monitor the Site, yet cannot and do not monitor all of the material posted or transmitted by users and third party information providers. To protect your safety, please use your best judgment when using these forums. We particularly discourage divulging personal phone numbers and addresses or other information that can be used to identify or locate you. We reserve the right to delete, move or edit any communications at any time, for any reason or in its discretion, but have no obligation to review or remove any such content. When using the Site, you are prohibited from posting material that:

(a) Contains offensive, vulgar, profane, false, abusive, libelous, hateful, defamatory or obscene language; (b) Contains fraudulent, deceptive, or misleading statements; (c) Violates a copyright or trademark, or any other intellectual property right of another; (d) Violates the privacy rights of any third party; or (e) Violates any municipal, state or federal law, rule, regulation or ordinance, or attempts to encourage such violation. This list is not exhaustive. Therefore, we reserve the right to remove any content posted on the Site and/or terminate your access to the Site at any time for any reason. If you have any questions or comments regarding these Terms of Service and/or the Site, please contact the Lanka Business Online editor.