Small and medium enterprises can avail of working capital loans from banks through a loan scheme facilitated under an existing ADB credit line, the Finance Ministry said.
Sectors expected to provide loans: Agricultural, tourism, and export-oriented sectors
Main conditions of the loan scheme: Maximum loan amount is Rs. 10 million. The loan amount can be paid in a maximum of three (03) years with a maximum grace period of six (06) months.
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Interest Rate: 11% - 12%
Accordingly, Rs. 4,900 million have been distributed among the following eight banks for this working capital loan scheme, the Finance Ministry added.
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- Bank of Ceylon
- Regional Development Bank
- Hatton National Bank
- Commercial Bank
- Seylan Bank
- National Development Bank
- Nations Trust Bank
- Sampath Bank